The passengers will not need any third-party platforms. IRCTC iPay provides payment options like the debit card, credit card, unified payment interface, international card.
In a bid to promote digital transactions, the Indian Rail Catering and Tourism Corporation (IRCTC) on Thursday launched its much-awaited payment aggregator system ‘IRCTC iPay’.
The exclusive digital payment gateway will provide a better digital experience. And improved online digital payment convenience to rail passengers availing online travel-related services through the website, IRCTC said in a statement.

The option of IRCTC prepaid card-cum-wallet and even the auto debit shall also be available soon in the coming months.
The IRCTC, which even handles all the operations which is much more related to the online ticketing, catering, and tourism, of the Indian national transporter, said. Under this new arrangement, “IRCTC will have full control of the payment system because of its direct relationship with just the acquisition of the banks, card networks and other partners”.
IRCTC also reveals that the iPay promises to be passenger friendly, easy to use, reliable and faster.